Fast, consistent loan origination for modern banking

Automate credit data capture, verification and approvals in one governed, explainable flow that accelerates lending without adding operational risk. Atfinity helps banks and fintechs make faster credit decisions, reduce manual work and deliver compliant, transparent outcomes at scale.

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Rules and configuration view showing governed credit
policy logic and lifecycle processes

Used by leading international banks.

60% less work, 80% more margin.

Live in 8 to 12 weeks, with ROI in 6 months.

The challenge

Slow credit processes increase cost and risk and too often lead to lost opportunities

Disconnected tools and repeated checks make approvals slow and inconsistent.

Disconnected tools and repeated checks make credit
approvals slow and inconsistent

Our solutions

Application to decision in one governed, explainable flow

Atfinity unifies people, policy and data in one explainable flow for applications, checks and approvals.

Real-time validation keeps credit data complete and accurate.

Decisions follow consistent, auditable logic based on your rules.

Credit, risk and operations teams adjust thresholds directly in the No Code Studio without traditional IT projects.

5× faster decisions with explainable, policy aligned automation.

Instant decisioning for low risk applications.

Up to 60% reduction in origination time through governed workflows.

30% lower operating costs from automation and data reuse.

All in sync

Empower every team involved in credit decisioning

Front Office

Increase time to revenue with seamless guided journeys that adapt to context and product.

Credit & Risk

Make consistent credit assessments with explainable decisions that follow your policy every time.

Operations

Remove manual handoffs and ensure every case runs consistently, end to end.

Product & Technology

Integrate once and scale lending workflows across products and regions without rebuilding systems.

Credit decisioning teams aligned across front office, credit and risk, operations, and product and technology

Do more with less

Atfinity brings simplicity and consistency to complex credit decisioning

Origination

Structure application, product selection, scoring, risk assessment and decisioning in one fully governed, explainable origination flow.

Full Product Coverage

Fully configurable product coverage, including secured and unsecured lending, with flexible structures that support multi-drawdowns on available collateral.

System Integration

Connect to core banking, CRM, signature and screening systems to deliver complete, end to end, regulator-ready compliance flows.

Start small and scale up - your choice.

Prototype, run a proof of concept, or move into full deployment, all on the same AI-powered, no-code technology.